Today’s online shopping landscape has transformed drastically, making purchases more seamless, quick, and flexible for customers. When shopping on Flipkart, you often desire the hottest deals, but budgeting can sometimes create restrictions. This is where the Bajaj Finserv Insta EMI Card becomes a game-changer. With major benefits like easy financing options, zero down payment, and hassle-free EMIs, this card is a powerful choice for savvy shoppers.
In this article, we’ll explore how to use the Insta EMI Card at Flipkart checkout, discuss the myriad of benefits it offers, and guide you on how to apply for the Bajaj Finserv Insta EMI Card. We’ll also touch on Flipkart upcoming sales, so you can plan your purchases strategically.
What is the bajaj finserv insta emi card?
The Bajaj Finserv Insta EMI Card is a revolutionary financing tool designed to allow customers to make high-value purchases without immediate financial strain. With the Insta EMI Card, you can convert your purchases into affordable and convenient easy monthly installments (EMIs), enabling you to buy now and pay later.
Whether it’s for electronics, home appliances, or other essentials, this product adds unmatched flexibility to your shopping experience. Flipkart, one of India’s leading e-commerce platforms, makes the perfect partner for the Insta EMI Card, giving you maximum convenience at checkout.
How to use insta emi card at flipkart checkout?
Using the Bajaj Finserv Insta EMI Card on Flipkart is straightforward. Follow these simple steps to enjoy a stress-free shopping experience:
- Shop on Flipkart:
Browse through Flipkart’s massive inventory, and add your desired products to the shopping cart. - Proceed to checkout:
After finalizing your items, proceed to the payment page. - Select emi payment option:
On the payment page, choose the ‘EMI’ payment method option. - Enter insta emi card details:
Select Bajaj Finserv as your payment method and enter your Insta EMI Card details, including the card number and other required information. - Get instant approval:
Once validated, you can complete the transaction. Flipkart will automatically convert your purchase into affordable EMIs based on the available options.
Benefits of using insta emi card at flipkart checkout
1. No-cost emi option
One of the standout benefits of using the Insta EMI Card is the availability of no-cost EMIs. When you opt for this payment mode, you only pay the product’s actual price without any added interest on the EMIs.
2. Zero down payment
A major advantage at Flipkart checkout is no upfront payment requirement for certain products. You can buy the items you need without worrying about an initial down payment.
3. Wide product range
From smartphones and laptops to home appliances, Flipkart offers a broad catalog of products eligible for Insta EMI financing. You can shop for high-value items stress-free with this card.
4. Flexible tenure options
When using the Insta EMI Card, you can choose from multiple repayment tenure options, ranging from three months to twenty-four months, depending on your financial convenience.
5. Pre-approved limit
The Insta EMI Card comes with a pre-approved spending limit of up to ₹2 lakh. This allows you to confidently shop during Flipkart upcoming sales without worrying about exceeding your credit limit.
6. Paperless transactions
The entire process is paperless and hassle-free, transforming your payment experience into one marked by speed and efficiency.
7. Access flipkart upcoming sales
Flipkart frequently hosts exciting sales like Big Billion Days and Electronics Bonanza, where you can grab products at unbelievable discounts. With the Insta EMI Card, you can leverage these offers without straining your current finances.
How to apply for the bajaj finserv insta emi card?
Applying for the Bajaj Finserv Insta EMI Card is a simple process and can be completed online in just a few minutes. Follow these steps:
Step 1: Check eligibility
To qualify for the Insta EMI Card, you need to meet certain criteria, including being an Indian citizen aged between 21 and 65 years. You also need a steady source of income.
Step 2: Visit bajaj finserv website
Head over to the Insta EMI Card page
Step 3: Fill out the application form
Submit key details like your name, mobile number, email address, and income information.
Step 4: Complete kyc requirement
Upload your KYC documents online for verification. This typically includes your PAN card and Aadhaar card.
Step 5: Pay the joining fee
Once approved, you will need to pay a nominal joining fee to activate your Insta EMI Card.
Step 6: Receive activation
After successful payment, your Insta EMI Card is activated instantly, and you can start using it on platforms like Flipkart.
Why use insta emi card during flipkart upcoming sales?
Flipkart upcoming sales, including festive events like Big Billion Days, provide an excellent opportunity to buy high-ticket items at significant discounts. With the Insta EMI Card from Bajaj Finserv, you can make the most of these offers without pushing your budget.
Here’s how the Insta EMI Card makes Flipkart sales even better:
- Affordable payments: Break down your purchase cost into manageable installments, allowing you to buy multiple items during sales.
- Higher purchase power: With the pre-approved limit of ₹2 lakh, you can afford more items without exhausting your savings.
- Exclusive discounts: Certain products may come with attractive EMI-only discounts when you use the Insta EMI Card during Flipkart sales.
Final takeaway
The Bajaj Finserv Insta EMI Card is the ultimate shopping companion for Flipkart users. By offering no-cost EMIs, zero down payments, flexible tenure options, and a host of other benefits, this card empowers you to shop for your favorite products without immediate financial strain.
Whether you’re looking forward to Flipkart upcoming sales or simply planning your next major purchase, the Insta EMI Card simplifies your spending, making it more manageable and convenient.